SCSS pays 8.2% a year, quarterly, on up to ₹30 lakh — with an 80C deduction on the deposit and up to ₹50,000 a year off interest under 80TTB (old regime). Interest itself is taxable. Here is the full tax picture for FY 2026-27.
SSY tax benefits 2026: 8.2% interest, full EEE tax-free status, Rs 1.5 lakh 80C deduction in the old regime, withdrawal rules and maturity explained.
PPF gives full EEE tax benefits in 2026: Rs 1.5 lakh 80C (Section 123) deduction, 7.1% tax-free interest and tax-free maturity. Rules, loan, withdrawal and comparison with FD.
ELSS (Equity Linked Savings Scheme) invests at least 80% in shares, gives up to ₹1.5 lakh deduction under Section 123 (old 80C) in the old regime, and locks each instalment for 3 years. This guide covers SIP vs lump sum, ELSS vs PPF vs NPS, and tax on returns.