SCSS pays 8.2% a year, quarterly, on up to ₹30 lakh — with an 80C deduction on the deposit and up to ₹50,000 a year off interest under 80TTB (old regime). Interest itself is taxable. Here is the full tax picture for FY 2026-27.
NPS tax benefits explained: 80CCD deductions in old and new regimes, the December 2025 80% lump sum rule, and how much of your NPS withdrawal is tax-free.
Section 80G donation deduction explained: which donations get 100% or 50%, the 10% income cap, the Rs 2,000 cash rule, Form 10BE and how to claim in your ITR.
SSY tax benefits 2026: 8.2% interest, full EEE tax-free status, Rs 1.5 lakh 80C deduction in the old regime, withdrawal rules and maturity explained.
Section 80DD gives a fixed Rs 75,000 deduction (Rs 1,25,000 for severe disability) for a dependant with disability. Who can claim, certificate rules, and Section 127 explained.
Section 80U gives a fixed Rs 75,000 deduction for disability of 40% or more and Rs 1,25,000 for severe disability of 80% or more. Eligibility, Form 10-IA certificate rules and old-regime conditions explained.
Section 80DDB lets resident individuals and HUFs deduct medical spending on specified diseases — up to Rs 40,000, or Rs 1,00,000 for senior citizens — under the old tax regime.
80TTA gives up to ₹10,000 on savings interest; 80TTB gives resident seniors up to ₹50,000 on savings, FD and RD interest. Old regime only — and both merge into Section 153 from 2026-27.
NSC pays 7.7% for 5 years. Interest on a National Saving Certificate is taxable every year as Income from Other Sources – but years 1-4 interest can be offset with a matching 80C (Section 123) deduction. Year 5 interest is fully taxable.
Every Chapter VI-A deduction in one place: all 80C–80U sections, limits, who can claim, old vs new regime rules, and the new Income-tax Act 2025 section numbers 122–154.